Protection from Insurance Companies
You would think that when you’re injured and in pain, people would be less likely to take advantage of you. Sadly, this isn’t always the case when it comes to insurance companies.
If you are hurt in a slip-and-fall at a grocery store, or break a bone on a construction site, or are injured in a car accident the first thing Insurance Adjustors will do is try to blame you for your own accident. Having an attorney on your side helping you collect evidence and accident reports can prevent them from trying this tactic.
If they can’t pass the responsibility to you, insurance agents may try a few other strategies:
- Make you wait: They may take their time in processing your claim, all while you face mounting hospital bills and miss weeks at your place of employment.
- Lowball offers: If they think you’re desperate they may make you a lowball offer hoping you won’t know any better and accept it. An attorney can discuss any offer of settlement with you to determine if it’s a fair proposal.
- Deny your claim: Insurers can also just reject your claim, even if they know you’re in the right. They may refuse to settle and payout compensation, hoping you won’t take them to court. An attorney can usually convince them that a civil trial is a real possibility if they don’t cooperate and offer you fair compensation.
Types of Personal Injury Cases We Can Help With
A busy place like Philadelphia offers a lot to do and see, but there’s also a number of ways your safety can be threatened as you drive, ride, work or shop around the city.
At the Pearce Law Firm P.C. we have handled cases of premises liability for victims. This includes cases involving slip-and-fall injuries at stores and other public places. Our attorneys have defended clients who have been hurt by unsafe appliances and other dangerous products.
We have protected the rights of victims with severe injuries in vehicle collisions. We have represented families in wrongful death cases after they’ve lost loved ones in car and motorcycle accidents or workplace tragedies.
Here is some additional information on some of the types of cases we take on:
Frequently Asked Questions
What is Premises Liability?
Property owners who invite the public onto their land or into their business are required to provide a safe and reasonably hazard-free trip. This falls under the legal concept of premises liability. A trip-and-fall accident at a Target or Walmart or a slip on ice in a gas station parking lot can all be the proprietor’s responsibility. Apartment building owners and operators can be held liable if you are injured on their property. If property owners knew about a problem or reasonably should have known and didn’t fix it and you get hurt, they can be held liable for the costs of your recovery.
Can I File a Personal Injury Lawsuit without an Attorney?
Yes, but in many cases you can receive a larger settlement with the help of a lawyer.
An attorney can make sure the person or company to blame for your accident and their insurance provides everything you’ll need in the present and in the future. A general claim may get hospital bills you’ve collected since the accident paid for, but what about down the road? What if you require another surgery a year from now? What if rehab and medical equipment are needed for the rest of your life? An attorney can make sure these hardships and more are covered in a civil lawsuit. Attorneys can also make sure insurance agents don’t try to act in bad faith, delaying the compensation you need unnecessarily or denying your fair claim.
What kind of damages can I sue for?
A claim for damages can ask for help paying for medical bills, ambulance fees, and physical therapy as long as it is required. The money you spend traveling to medical appointments can also be charged to the at-fault driver’s insurance company. If you miss time at work, your lost hours can also be compensated, including paychecks you’re expected to miss in the weeks to come. Physical and emotional suffering endured throughout this difficult period can also be factored into a settlement.
Contact Philadelphia’s Personal Injury Attorneys
You may wonder how Edith Pearce of the Pearce Law Firm knows the tricks of the trade Insurance Companies try on injury victims. Her inside knowledge comes from spending over 10 years working as a lawyer for an insurance company and defense firm.
Now she concentrates her practice on protecting the rights of injured victims around the area. Having grown up in the Philadelphia suburbs, graduating from Villanova University and Temple Law School, Edith is a true “Philadelphia lawyer.” Edith Pearce has been practicing law for over 25 years and is a well-known legal expert who has appeared on various television programs, including ABC, CN8, NBC 10 News, and Fox 29 News.
If you are injured due to the negligence of others anywhere in Philadelphia or the surrounding areas of Pennsylvania or New Jersey please contact The Pearce Law Firm, Personal Injury and Accident Lawyers P.C. to schedule your free consultation to ensure you get the compensation you will need to get your life and freedom back.