When you have been involved in a serious car accident it can have devastating consequences, including life-altering injuries, loss of work or income, overwhelming hospital and doctor bills, damage to or replacement of your vehicle and/or significant repair bills. Philadelphia car accident lawyer Edith Pearce, the founder of The Pearce Law Firm knows the “ins and outs” of car accident law. She worked as an attorney for years for a major auto insurance company. With her wealth of inside knowledge, Edith Pearce has served as an expert car accident lawyer for numerous clients helping them achieve multi-million dollar settlements for victims and their families who have suffered tragic results of car accidents in Philadelphia. She has fought to make sure they receive the compensation they deserve for not only car accidents but other motor vehicle accidents such as motorcycle accidents.
In 2012, The Pearce Law Firm obtained a $2.2 million dollar settlement for six children for the death of their father in a motor vehicle accident in Pennsylvania. As an experienced car accident lawyer and member of MENSA, the high IQ society, Edith Pearce is not afraid to take on the largest insurance companies and litigate some of the most complicated car accidents and truck accidents handled by car accident lawyers. Call today (215) 960 9629 for your free case evaluation. And if you have been in a car accident in Philadelphia and are wondering what comes next see our informative video below.
As a respected and highly skilled Philadelphia car accident lawyer, Edith prides herself on offering you and your family the personal attention and compassion lacking in many large firms. Let her inside knowledge of car accident laws work for you to obtain the maximum compensation for your auto accident either through settlement or trial.
The Pearce Law Firm is dedicated to helping car accident victims in Philadelphia. Overcoming an injury from an auto accident can be difficult. The Pearce Law Firm is proud to announce that we’re offering a scholarship to help someone who’s overcome obstacles from a car accident.
When You’ve Been In A Car Accident – Protect Yourself and Your Rights
Challenges following a car accident or auto accident of any kind include dealing with insurance companies, handling extensive paperwork and trying to get a fair settlement for your losses. Most individuals are not equipped to deal with these details, and can easily be taken advantage of by insurance companies who want to give you as little as possible. Remember, the insurance companies have experienced auto accident attorneys working for them, which is why the cost of hiring a car accident lawyer is worth it. And why professional legal help for your car accident case is your best protection.
Expertise and Inside Knowledge of Pennsylvania Car Accidents Laws to Obtain Maximum Settlements
Having worked for almost 10 years for an automobile insurance company and for an accident defense firm, Philadelphia car accident lawyer Edith Pearce uses her expert knowledge from inside the industry to help you recover maximum compensation. Edith Pearce, the founder of The Pearce Law Firm is a lifetime member of the multi-million dollar advocates forum and has been awarded the prestigious Super Lawyers® designation. The Pearce Law Firm will fight to recover your expenses, replace income and make sure that your losses, your suffering, your property damage, and your injuries are adequately compensated.
Unlike the huge firms with dozens of attorneys and many different attorneys handling different aspects of your case, car accident lawyer Edith Pearce is personally involved in every case the firm handles from start to finish. She genuinely cares about her clients and you will not be treated like just another case or file. The firm uses a combination of aggressive discovery, site visits, witness interviews, close examination of medical records, and the assistance of medical and engineering experts to provide clients with state-of-the-art legal representation for their car accident injury claims to arrive at a timely settlement or proceed to trial to obtain a full and fair compensation amount.
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Getting You The Compensation You Deserve for Car Accidents in Philadelphia
The cost of damages that the victim and the victim’s family of an auto accident may be entitled to include:
hospital and medical expenses
past and future lost earnings
past and future permanent physical disability, such as a limp, scars, loss of a limb
emotional distress, such as depression and anxiety
grief and emotional suffering caused by the death of a loved one
loss of love and companionship caused by the death of a loved one
damage or destruction of property
physical pain and suffering
loss of enjoyment of life
Depending on the seriousness of the injuries incurred from your car accident there could be short-term and long-term consequences. Many times an injury will cause a pre-existing condition (such as an old back injury) to be aggravated, causing greater pain and suffering than before. Sometimes a car accident injury does not appear serious at first, but may continue to cause pain and disability.
To protect your legal rights following a serious auto accident injury or death due to a car accident in Philadelphia or the surrounding area, it is wise to consult a personal injury law firm with experience in these matters as soon as possible. Within the first week, important physical evidence can be lost, and witnesses may become hard to find. The Pearce Law Firm handles car accident cases throughout Pennsylvania and New Jersey.
The Pearce Law Firm will work diligently to arrive at a timely settlement or proceed to trial to obtain the compensation you deserve.
Contact a Philadelphia Car Accident Lawyer.
We are dedicated to protecting your rights and obtaining full and fair compensation for you.
(215) 557-8686 :: Contact Us
No Recovery/No Fee/ Contingent Fee Cases Accepted
If you or someone you know has been injured in a car accident in Philadelphia or anywhere in Pennsylvania or New Jersey or if you live in Pennsylvania or New Jersey and your auto accident occurred out of state, please call us for a FREE AUTO ACCIDENT CONSULTATION.
“I highly recommend contacting Edith Pearce. After an accident I was in, I was scared and worried about the medical bills. Friends suggested I contact an attorney, and I’m so fortunate I found Pearce Law! She reassured me and was patient in answering all my questions. She handled all communication with insurance, doctors, etc and provided timely updates. I especially appreciated her quick response time! She and her team worked their magic, and I was so surprised and grateful when Edith personally called me about receiving a settlement. I can not thank her or recommend her enough!”
Rating: 5/5 ⭐⭐⭐⭐⭐
Frequently Asked Questions
Do I need an attorney to make an auto accident injury claim?
The law doesn’t require you to have an attorney to make a claim for compensation after an accident. However, the insurance companies and their attorneys are experienced and have been at this for a long time. Most likely this is your first accident, and you need someone who knows the law and is experienced at getting the maximum compensation allowed by the law.
If I was partially to blame, can I still get compensation if I’m injured?
Pennsylvania is a comparative fault state meaning that the law allows the jury to assign a percentage of fault for an accident between the drivers involved. If your percentage is lower than the other driver, then you should be able to still get some compensation for your injuries.
How do I know if the accident was the other driver’s fault?
Pennsylvania law requires the victim to prove that the other driver was negligent and the negligence led to the victim’s injuries. To determine negligence, the jury will look at the actions of the driver and compare them to what a reasonably prudent driver would do under the same or similar circumstances. If not, then that driver was negligent.
Do you have limited tort or full tort on your policy?
Limited tort: Two types of insurance coverage can be purchased in Pennsylvania, which are known as “limited tort option” and “full tort option.” To find out if you have “limited tort” or “full tort” check the declaration page of your policy. Under Pennsylvania law, those who select the limited tort option may not bring suit for non-economic damages or “pain and suffering,” unless they have suffered a “serious injury.” A serious injury is defined by law as a personal injury resulting in death, permanent and serious disfigurement, or serious impairment of bodily function. At present, the courts in Philadelphia and across Pennsylvania are still interpreting what constitutes a “serious injury.” Generally, the courts will look to see if the injury has significantly affected your ability to perform your normal activities of daily living for a long period of time and caused you to suffer a significant amount of pain and discomfort during that period of time. Edith Pearce recommends you choose the “full tort” option or change to the “full tort” option. Choosing limited tort saves you very little money in annual premiums, as little as $100 to $200, yet it may cost you thousands of dollars by not allowing you to recover for certain injuries. If you have “limited tort,” on your auto policy, you may still have a case and you need an experienced car accident insurance lawyer like Edith Pearce to help prove you have a serious injury to allow you to recover.
Full tort: Full Tort allows you to retain unrestricted rights to bring suit against the negligent party in an car accident, whether your injury is considered “serious” or not. Do not be fooled by the insurance companies claim to save you money. Make sure you choose the full tort option to protect you and your family.
Do you have uninsured or underinsured motorist coverage with or without stacking?
Uninsured: Uninsured Motorist Benefits (usually abbreviated UM on your policy) protect you and your family if you were injured in a car accident and the driver at fault had no insurance or if the driver who caused the car accident left the scene of the accident without stopping (“hit and run”). UM coverage is inexpensive. You may choose to waive this coverage, which Edith Pearce strongly recommends against. By waiving UM coverage, you are choosing not to insure or protect yourself and your family, even though you have been responsible and purchased automobile insurance to protect a stranger if you cause the car accident. Don’t protect others and fail to protect yourself and your family. If you choose UM benefits, your insurance company will pay you the same as the other driver’s insurance company would have paid you if that person had insurance. Also, the insurance company is not allowed to raise your rates, or refuse to renew coverage, because you made a claim for UM benefits. In other words, if the car accident was not your fault, your rates will not go up just because you made a claim.
Underinsured: Underinsured Motorist Benefits (usually abbreviated UIM on your policy) protect you and your family if you were injured in a car accident and the driver at fault had insurance coverage, but the amount or limits of coverage were too low to compensate you for your injuries. For example, assume the driver at fault maintained the minimum amount of insurance allowed under Pennsylvania of $15,000 of liability coverage, which was paid to you. Also assume that you were seriously injured in a car accident and the fair compensation for your injuries was $100,000. If you maintained underinsured motorist coverage of $100,000, your insurance company could pay you $85,000 additional benefits to allow you to be fully compensated (rather than just receiving $15,000). The insurance company is not permitted to raise your rates, or refuse to renew coverage, merely because it paid underinsured benefits. If the car accident was not your fault, your rates will not go up just because you made a claim. Edith Pearce strongly recommends you maintain underinsured coverage. Don’t protect others and fail to protect yourself and your family. Failure to maintain underinsured coverage could result in you receiving only $15,000 for bodily injuries because the driver at fault purchased the cheapest auto insurance policy with minimum limits.
Stacking: If you have chosen “Stacking” of your automobile insurance policy, you are permitted to add together or “stack” the coverages of each automobile owned and registered in Pennsylvania for uninsured (UM) or underinsured (UIM) coverage or insurance. For example, if each vehicle has $15,000/$30,000 coverage and there are two vehicles, the coverage would actually be equivalent to $30,000/$60,000 limits. Although stacking is optional, Edith Pearce strongly recommends that you choose or add stacking to your policy as it may provide an inexpensive means to increase your coverage. Although you may not know it, you may be adequately protecting others in an car accident, except yourself, by not having enough underinsured or uninsured coverage. Underinsured and Uninsured coverage protects you if you are injured in a car accident and the driver at fault does not have enough insurance or any insurance to compensate you for your injuries.
Do you have income loss protection?
Income loss protection is optional under Pennsylvania law. If you choose this coverage, generally 80% of gross income lost after the first five days of work missed can be recovered up to $1,000 per month. The minimum wage loss coverage you may purchase is $5,000.00. Edith Pearce recommends you purchase income loss protection at a level that provides a safety net. If you do not carry Income loss coverage, you may not be able to collect money for your lost wages unless and until your case has resolved either through a trial or by settlement.
Are there multiple policies of insurance under which you may get coverage?
Generally, if you own more than one registered vehicle in Pennsylvania, stacking is permitted so that you may add together or “stack” your underinsured or uninsured coverage of each automobile. Also, the party that caused the car accident may have more than one policy available for you to recover against. For example, if the driver causing the car accident is driving a business vehicle, there may be coverage under a business automobile insurance policy, umbrella insurance coverage, and a personal automobile insurance policy.
An umbrella policy is excess liability insurance coverage over and above that which is covered by an automobile insurance policy. In picking up where an automobile policy left off, it is an extra layer of coverage.
Could there be workers’ compensation coverage?
Workers’ Compensation (formerly known as workmen’s compensation) generally covers employees from injuries, which occur while working, and provides wage loss and medical benefits. Most people do not think of workers’ compensation coverage when they are involved in a car accident. If your car accident involved a trip or errand for your company, it may be covered under Pennsylvania workers’ compensation. Even a car accident while commuting to and from work can sometimes be covered under Pennsylvania workers’ compensation. While Pennsylvania does not allow workers’ compensation benefits if the car accident occurs when an employee is generally commuting to and from work, there are many exceptions to this rule. For example, where the employee’s duties included travel or where the employee was running an errand for his employer during his or her commute, workers’ compensation may apply. Other examples of automobile accidents which could be covered under workers’ compensation include when an employer is paying/reimbursing mileage as part of an employee’s salary and where the employee has no fixed place of work such as an office or building he reports to every day. For example, a health care provider or nurse that travels to different patients’ homes everyday may be covered by workers’ compensation even if the car accident occurs on her commute home, because she had “no fixed place of work.” Edith Pearce has the inside knowledge of working for an insurance company as an attorney and a defense firm for 10 years. She will be able to determine what insurance may apply to achieve the maximum compensation you deserve.